UK Working Tax Credit 2025: Eligibility, Payment Dates and Amount

UK Working Tax Credit 2025: Eligibility, Payment Dates and Amount: Tax credits end on 5 April 2025. No more payments will be made after that. you will be sent a letter if you are eligible for Universal Credit or Pension Credit instead. We will discuss this in detail.

UK Working Tax Credit 2025

Tax credits end on 5 April 2025. You can only claim a working Tax Credit if you already have a Child Tax Credit. If you can not apply for a working Tax Credit, you can apply for Universal Credit Instead. You might be able to apply for pension Credit if you and your partner are state Pension age or over.

Hours you work

You must work a certain number of hours a week to qualify

Circumstance Hours a week
Aged 25 to 59 At least 30 hours
Aged 60 or over At least 16 hours
Disabled At least 16 hours
Single with 1 or more children At least 16 hours
Couple with 1 or More Children Usually, at least 24 hours b between you with 1 of you working at least 16 hours)

 

A child is someone who is under 16(Or under 20 if they are in approved education or training) You can still apply for a working Tax Credit if you are on leave.

Exceptions for couples with at least one child

Eligibility

You might be able to claim if both of the following apply:

  • You and your partner work less than 24 hours a week between you
  • You work at least 16 hours a week

One of the following must also apply:

  • You are disabled
  • Your age must be 60 or above
  • Your partner is incapacitated (Getting certain Benefits because of disability or ill health)
  • Your partner is entitled to Carer`s allowance or (In Scotland only) Carer Support Payment
  • Your partner is in hospital or prison

What counts as work

Your work can be

  • For someone else, either as their employee or as the worker
  • As someone self-employed
  • A mixture of the two

Some self-employed people are not eligible for Working Tax Credit. To qualify your self-employed work must aim to make a profit. It must also be commercial regular and organised.

This means you may not qualify if you do not:

  • Make a profit or have a clear plan to make one
  • Work regularly
  • Keep business records, such as receipts and invoices
  • Follow any regulations that apply to your work, for example having the right licence or insurance

If the average hourly profit from your self-employed work is less than the National Minimum Wage.

  • Business records
  • Your business plan- find out how to write a business plan
  • Details of the day-to-day running of your business
  • Evidence that you are promoting your business like advertisements or flyers.

Amount

Element Amount
You are a couple applying together Up to £2,500 a year
You are a single parent Up to £2,500 a year
You work at least 30 hours a week Up to £1,015 a year
You have a disability Up to £3,935 a year
You have a disability Up to £1,705 a year (Usually on top of the disability payments)
You pay for approved childcare that takes place in person Up to £122.50 (1 child) or £210 (2 or more children) a week

 

How you are paid

  • Money is paid directly into your bank or building society account, every week or 4 weeks.
  • You must choose one account if you are a couple
  • Usually, you are paid from the date of your claim to the end of the tax year (5 April)

If you are already getting Working Tax Credit

Are you already claiming a working Tax credit? Then how and when you move to universal credit depends on if you have to make a new claim because of a change in circumstances.

Tax credits and a change in circumstances

You must tell HMRC( The government department that issues Tax Credits ) Within 30 days if you have a change of circumstances. This could be:

  • Losing a job
  • Having a child
  • Starting to work fewer than 16 hours a week

This might mean you will have to make a new claim for Universal Credit. HMRC will tell you what you need to do.

Conclusion

In this article, we discussed the UK Working Tax Credit 2025: Eligibility, Payment Dates and Amount You can only claim a working Tax Credit if you already have a Child Tax Credit and You must work a certain number of hours a week.

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